How much do you have in the bank? If this question was asked to me, I  would not be proud of the answer.  I don’t have enough even for a rainy day. Right now, I am learning to budget my money wisely so that I can save up.

For the mean time, I am grateful that I can turn to payday loans, in case of emergency. It’s very easy and convenient to apply because it can be done online. The approval rate is very high.